There have been many arguments in the past few years about a playoff system in college football. It seemed that the past two years the BCS got the national champion right, but it hasn't always been that way.
In 2004, Auburn finished the season 13-0, led by star quarterback Jason Campbell. In my opinion, any undefeated SEC team should always make the BCS title game, and the Tigers did not. Therefore, questioning the system is necessary.
When people argue against a playoff system, they say that a four-team playoff would eventually turn into an eight-team playoff, and the number of teams would continue to grow. Remember, college basketball's NCAA tournament started off with eight teams—now they have 65.
In my system, all I did was take the top eight ranked teams in the BCS and seed them according to ratings. The higher seeded team would get the home field advantage, except in the national championship.
Seedings based on BCS rankings
No. 1 Texas
No. 2 Alabama
No. 3 Penn State
No. 4 Oklahoma
No. 5 USC
No. 6 Georgia
No. 7 Texas Tech
No. 8 Florida
No. 1 Texas over No. 8 Florida
No. 2 Alabama over No. 7 Texas Tech
No. 6 Georgia over No. 3 Penn State
No. 5 USC over No. 4 Oklahoma
No. 5 USC over No. 1 Texas
No. 2 Alabama over No. 6 Georgia
No. 2 Alabama over No. 5 USC
A playoff system would benefit marketing and would cause many exciting games. Bowl games deny exciting games in a lot of cases.
Last year, instead of Georgia playing USC in the Rose Bowl, Georgia ended up blowing out Hawaii in the Sugar Bowl and USC ended up blowing out Illinois in the Rose Bowl. A playoff would force many exciting games in multiple weeks.
I will always love the bowl games, but adding a playoff along with the bowl games would be college football heaven during the holidays.