Johnny Manziel Looking to Secure Insurance Policy Against Potential Injury

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Johnny Manziel Looking to Secure Insurance Policy Against Potential Injury
USA TODAY Sports

Texas A&M quarterback Johnny Manziel is looking to secure an insurance policy in case an injury prevents him from playing pro football in the future, according to Sam Khan Jr. of ESPN.com.

The 2012 Heisman winner has played just one year of college ball, but there are already questions regarding whether or not he will leave the Aggies early.

This is a rather common practice for NFL prospects. Khan Jr.'s report shares the details:

The NCAA sponsors what is termed the "Exceptional Student-Athlete Disability Insurance Program." Football and men's basketball student-athletes can receive up to $5 million in coverage. The program has been in existence since 1990 to help student-athletes protect against future loss of earnings as a result of a disabling injury or illness during the player's college career.

In a sport as brutal and physical as football, it makes sense for athletes to protect themselves financially early on in their careers—including at the college level, where student athletes are not paid to play sports.

USA TODAY Sports

Every year, we hear about a promising NFL prospect getting injured and his draft stock plummeting as a result. South Carolina running back Marcus Lattimore could have been a sure-fire first-round pick this year if he hadn't sustained another setback in the 2012 campaign. Now, the best he can probably hope for is the second round.

Manziel had an outstanding season as a redshirt freshman in 2012. The dual-threat signal-caller not only averaged 8.4 yards per pass attempt while tossing 26 touchdowns to nine interceptions, but he also rushed for over 1,400 yards and 21 touchdowns. He did all of this in the big and bad SEC.

His magnificent performance in Texas A&M's upset of Alabama in November will be talked about for years in College Station as well.

As a dual-threat quarterback, Manziel is at greater risk of injury than a pure pocket passer. In that regard, it makes a lot of sense to secure an insurance policy against potential injury. 

 

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