Leonard Fournette Reportedly Has 2 $10 Million Insurance Policies

LSU star running back Leonard Fournette has taken out two separate $10 million insurance policies—one that covers him for "total disability in the event of a career-ending injury" and a second that would cover him for "circumstances that would lead to him falling from his projected NFL draft spot"—according to Dennis Dodd of CBS Sports.

"I don't think about it," Fournette told Dodd. "This is the second time I'm actually talking about it. I leave everything in God's hands."

Fournette, who will be a junior in the 2016 season, rushed for 1,953 yards and 22 touchdowns this past season, his second straight year with at least 1,000 rushing yards and 10 rushing scores. He added 19 receptions for 253 yards and another touchdown.

That makes him one of the players to watch for the upcoming season and a prized prospect in the 2017 NFL draft. ESPN's Mel Kiper Jr. had him as his No. 3 prospect on the 2017 NFL draft big board he released Wednesday, writing: "Big, bruising, fast...but let's keep an eye on the mileage. Fournette is a dynamic talent, that rare running back who generates excitement for teams drafting in Round 1. But he carried 300 times last season and is at 487 carries in two years. Will LSU use him up?"

That concern, along with the risk of any potential injury, is why potential stars like Fournette so often take out insurance policies. For instance, Notre Dame linebacker Jaylon Smith, a 2016 second-round pick, took out a policy that reportedly will pay him $900,000 after a knee injury dropped him out of the first round, per ESPN's Darren Rovell (h/t Michael David Smith of Pro Football Talk).

Smith was considered one of the top players in the 2016 draft class before the injury.

Similarly, Fournette projects to be a top-five pick in the draft, barring injury. While a lot can change in one season, Fournette clearly is trying to cover his bases and protect his future earnings.

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