Super Bowl Odds 2012: 2 Prop Bets Sure to Make You Lose Money

Prop bets are a fun and pleasant diversion from the bottom line, but they are also a great way to lose your money. 

For those who don't know, prop bets are wagers on things like first team to record a turnover, first running back to score a touchdown, etc.

Here are three wagers that you should decline, unless you're into personal charity:

First Team to Score

This is just too unpredictable.  Both the Giants and Patriots have great offenses that score over 24 points per game. 

The team to tally first may just be the team that wins the coin toss—if they elect to receive.  There's no good way to determine your chances for success here.

Even if you guess right there, the Kyle Williamses of the world remind us that kickoff and punt returns can mean automatic points for the opposition if you have the concentration of a two-year-old.

All it takes is one bobble; within seconds the opposition's special team players are pointing in the opposite direction and either Tom Brady or Eli Manning are running on the field sooner than expected.

One touchdown pass, run or field goal means you just lost that bet, and now you hate Williams.

First QB to Throw A TD Pass

It's a game of inches, and those inches can cost you in a prop bet. 

Suppose Manning throws a bullet to Hakeem Nicks over the middle. 

Nicks catches it on the 50-yard line and is tearing up grass to take it to the house, but Patrick Chung has an angle on him and is able to push him out of bounds at the one-yard line.

If you took Manning to throw a touchdown before Brady, you're pissed but you've still got hope. 

Just as you start to get excited, Manning turns and hands to Brandon Jacobs, who powers in for the one-yard touchdown. 

What are the chances that Brady doesn't march down the field and throw a touchdown before Manning gets another shot?

Not large enough to waste your dough on, that's for sure.

I'm a bottom line guy; prop bets leave too much to chance.  Call me crazy but it's win, lose or cover for me.