(Photo by Al Messerschmidt/Getty Images)
4. Tampa Bay Buccaneers 3-13: Purely a rebuilding year. They've got to hope that Derrick Ward, Earnest Graham, and Antonio Bryant take some pressure off Josh Freeman. That defense will give up a lot of points.
NFC West
1. Arizona Cardinals 11-5: They'll lose some games at the beginning of the year, but this team is simply too talented to lose this division. The offense should be two-dimensional this year. They ran the ball effectively at the end of the year and added Chris Wells. On defense, Adrian Wilson is a Pro Bowler, and Darnell Dockett will head a stronger run defense. On paper, the Cardinals should definitely win the division, but don't be surprised to see them at .500 as late as week 11 before they turn up the jets and win a few games in a row.
2. Seattle Seahawks 7-9: This is a talented team, but TJ Houshmandzadeh is not the answer at wide receiver. They don't have a running game, Matt Hasselbeck has been inconsistent. The defense will keep them in a lot of games, but they aren't a playoff team right now.
3. San Francisco 49ers 5-11: I hate to say it, but that schedule is too tough for this team. It's a shame, because the 49ers have a good coach, a franchise running back, a couple of explosive receivers in Josh Morgan and Michael Crabtree, and a pretty good defense. But at Philly, Arizona (2), Atlanta, at Houston, at Indy, at Green Bay, make for seven guaranteed losses. the 49ers would still have to face Chicago, at Seattle, Jacksonville, Tennessee, and at Minnesota. Mike Singletary has this team a year and a quarterback away from the playoffs, though.
4. St. Louis Rams 3-13: Purely a rebuilding year. Marc Bulger has tailed off, and Donnie Avery is his only weapon. Jason Smith will not immediately stop the bleeding in pass protection, and that defense is still porous.
AFC Playoffs
1. New England Bye
2. Pittsburgh Bye
Wild Card Games
6 Houston @ 3 San Diego: San Diego wins
5 Baltimore @ 4 Indianapolis: Indianapolis wins
Divisional Playoffs
4 Indianapolis @ 1 New England: New England wins
3 San Diego @ 2 Pittsburgh: San Diego wins
Conference Championship
3 San Diego @ 1 New England: New England wins
NFC Playoffs
1. Philadelphia Bye
2. Arizona Bye
Wild Card Games
6 New Orleans @ 3 Atlanta: Green Bay wins
5 New York Giants @ 4 Minnesota: Minnesota wins
Divisional Playoffs
Green Bay @ Philadelphia: Philadelphia wins
Minnesota @ Arizona: Arizona wins
Conference Championship
Arizona @ Philadelphia: Philadelphia wins
Super Bowl XXXXIV:
Philadelphia over New England.
Super Bowl MVP: Donovan McNabb.





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