It's that time of year again.
Free agency is coming to a close, training camps have begun and soon enough, NFL rosters will be set. It's the most exciting part of some NFL fans' offseason: the start of fantasy football.
It's the time of year where you can show your buddies you did your homework in those dreadful seven months off, that you know the sure fire studs and busts.
And then, it happens.
Picking Chris Johnson over Arian Foster. The Kevin Kolb gamble pick. The Jamaal Charles injury.
Suddenly you're the laughing stock of your league.
But wait—your team isn't that bad after all. In the beginning of the year, you had that idea—the insurance policy—that no matter how bad your team ended up being, you could still end up having a successful year. Yes, that brilliant, witty name that you spent hours coming up with.
Here are the top 20 2012 fantasy football insurance policies.
Victor Cruz is a symbol for everything fun about fantasy football—a virtually unheard of player who has a great preseason, and then turns into a stud on the gridiron. Why not name your team after him?
Rice, Rice Baby comes in a close second, but a lot of people have already used that name. Names get a lot more creative when you add in two players' names. Which brings me to the next team name...
Why not name your team after a classic children's book? Besides, BenJarvus Green-Ellis could be a huge sleeper pick this year, and if Ryan Kalil's prediction comes true, Cam Newton is going to have to have a huge year.
If you are lucky enough to nab the No. 1 overall pick in your draft this year, please do not be as shallow as I was last year. Draft Arian Foster. He is the real deal.
So he isn't the best receiver in the league, and he will probably fall a few spots on the depth chart due to the addition of Randy Moss and Mario Manningham to the 49er's receiving corps, but the speedster from Ohio State can still give your fantasy football team a solid name.
Tebowmania might be over, but it's never too late to make fun of the fullback who played quarterback.
It's said almost every year, but this might just be the year that the Cowboys get their stuff together. Tony Romo is a top 10 fantasy football quarterback for sure, and if the Cowboys put together a good year, his stats can only get better.
Speaking of the Cowboys, Miles Austin is looking to bounce back from an injury plagued year and reestablish himself as an elite wide receiver in the NFC. It shouldn't take long for Tony Romo and Austin get their timing down again, so if Miles has a healthy 2012, you can't go wrong in naming your team after him.
Whether you like him or not, there is no denying that this team name is awesome. The fact that it relates to Suh's questionable on-field behavior only makes it that much sweeter.
Yes, Rex Ryan lost 106 pounds, but he's still a big guy. Any time someone loses that much weight, they should deserve a hand (or a foot), but the only thing bigger than Rex's (old) body is his mouth, so he deserves a few jabs here and there.
Is he better than his older brother? Can he win a third Lombardi Trophy? Who cares, either way this team name is epic.
The only thing that takes away from its overall awesomeness is the number of people who have used it already. Just make sure you are the only one in your league who does.
This name is perfect for Rob Gronkowski's personality. Whether he's doing beer bongs, hanging out with porn stars or spiking watermelons, Gronk is always looking for a party.
Besides, what's better than beer, hot chicks and fantasy football?
This picture pretty much sums up Jermichael Finley's year last year. Disappointment.
On the other hand, Jordy Nelson burst onto the scene as a top wide receiver threat in fantasy football. Comparing the two to Michael Jordan might be a little bit ridiculous, but its still a clever name that not many people will have.
Ahh Dez Bryant, you go from being kicked out of a mall for having your pants to low, to punching your mom.
..Wait, punching your mom?! Who does that?!
Pacman's career as an NFL cornerback might be coming to an end soon, but the stripper jokes about the troubled Cincinnati Bengal will continue for a long time.
Ohhhh, I see what you did there!
Wide receiver Mohamed Massaquoi probably isn't going to have a breakout year this year, face it. He has a rookie quarterback throwing to him, and he hasn't been able to amount to much so far in his NFL career—except, of course, having an awesome name.
Patriot fans may also resort to "Thank Heavens for Lee Evans," but it still has the same effect. However, we are going to move onto more important things.
Lee, how the hell did you drop that?! Yeah, Patriots DB Sterling Moore made a pretty good play on the ball, but you had great position, and....
It's over, it's done. I still don't forgive you Lee Evans.
Before I get torn apart in the comments, I know that there will probably be one unoriginal Dwayne Bowe team name in every fantasy football league in America this year.
That doesn't mean that the name won't be awesome, though. The rainbow. Dwayne Bowe. The rainbow. Dwayne Bowe. It fits perfectly, how can you not use it?
Is there a better player in the NFL than Aaron Rodgers? Simply put, no.
Aaron Rodgers is the best quarterback in the league, and when you throw in weapons like Jordy Nelson, Greg Jennings, Jermichael Finley and Randall Cobb, things start to get scary. Without a doubt, you can't go wrong with naming your team after the NFL MVP.
Note: Mr. Rodger's Neighborhood is a close second, but again, it will be widely overused.
You may not like him, but there is no denying that Cam Newton is the next best thing in the NFL. Last year, he threw for 21 touchdowns, ran for 14 more and had a quarterback rating of 84.5—not bad for a rookie.
Some think he is going to have a sophomore slump, but if David Gettis or Brandon Lafell (bonus name: Lafell in love) can step up as a solid No. 2 receiver, Newton should have no problem putting up at least respectable numbers.