It's that time of year again.
Free agency is coming to a close, training camps have begun and soon enough, NFL rosters will be set. It's the most exciting part of some NFL fans' offseason: the start of fantasy football.
It's the time of year where you can show your buddies you did your homework in those dreadful seven months off, that you know the sure fire studs and busts.
And then, it happens.
Picking Chris Johnson over Arian Foster. The Kevin Kolb gamble pick. The Jamaal Charles injury.
Suddenly you're the laughing stock of your league.
But wait—your team isn't that bad after all. In the beginning of the year, you had that idea—the insurance policy—that no matter how bad your team ended up being, you could still end up having a successful year. Yes, that brilliant, witty name that you spent hours coming up with.
Here are the top 20 2012 fantasy football insurance policies.